TransUnion Credit Report Codes
TransUnion Codes TransUnion ECOA Codes A: Authorized user of shared account C: Joint contractual liability I: Individual account for sole use of customer M: Account for which subject is liable but...
View ArticleGetting Sued by a Debt Collector
Getting Sued by a Debt Collector Getting sued by a debt collector, lender, or credit card company? We recently had an interesting question from a person about being sued for an old credit card debt....
View ArticleHow to Remove a Credit Freeze
How to Remove a Credit Freeze From Your Credit Reports Removing a security freeze from your credit reports isn’t difficult, you just need to know where to go. Here are step-by-step instructions on how...
View Article10 Rental History Bureaus You Should Know About
10 Rental History Bureaus You Should Know About Applying for an apartment? Odds are, your landlord may not check your Experian, Equifax, or TransUnion credit report. Instead, your landlord or...
View ArticleDo We Contact Lexis Nexis?
Does CreditFirm.net contact LexisNexis? YES. CreditFirm.net contacts Lexis Nexis when dealing with public record issues reporting to Experian and Equifax. We also contact LCI for public records issues...
View ArticleDifferent Types of Insurance Scores
Insurance Scores Applying for car insurance? According to the Fair Isaac Company (FICO), 95% of insurance companies use insurance scores as a factor in determining prices. Note: It is illegal for car...
View ArticleHow to Remove Late Payments from Credit Reports
How to Remove Late Payments from Credit Reports One of the most common questions we hear is “how can I remove a late payment from my credit reports?” First and foremost, I want to make it clear that...
View ArticleHow to Improve Your Credit Scores in 2023
How to Improve Your Credit Scores in 2023 Improving your credit scores is an important step in achieving financial stability. Good credit can open doors to better interest rates on loans and credit...
View ArticleWhat is a Collection Agency?
What is a Collection Agency? Collection agencies are organizations that are hired by businesses or creditors to recover unpaid debts. These agencies typically work on a commission basis, meaning they...
View ArticleThe Benefits of Hiring a Credit Repair Service
The Benefits of Hiring a Credit Repair Service Credit repair services can be a valuable resource for individuals looking to improve their credit scores and financial situation. These services work...
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